Side-by-side comparison

Compare investment strategies

60/40 VTI and SHV Benchmark vs Classic Moderately Conservative Allocation (IRA)

At a glance

The headline numbers each source publishes, lined up. Hover a number for its exact definition.

These strategies report performance on different (OOS, Composite). Live and composite results come from real accounts; out-of-sample, hypothetical and model results don't. Compare return and risk with care.

12.0%Best

10.1%

12.6%Best

3.6%

10.0%

—

1.24

—

-11.7%

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Fee

—

0.25%

Minimum investment

—

$50

Each source uses its own scale

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2(1-5 risk profile (SoFi))

Inception

—

2021-01-01

Holdings

—

40%

73%Best

Every published figureShow 32 attributes

Each row is one exact variant (window and basis), so a value appears only where a source publishes it.

Classification

AI categories (Composer)

60/40 allocation, benchmark, buy and hold, short-term treasuries, static allocation, us stocks

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Asset classes / instruments

equities

equity, fixed income

ESG / responsible flag

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Holdings

Asset-class allocation

—

cash: 1.0% · bonds: 65.0% · stocks: 32.0% · alternatives: 2.0%

Equity allocation

—

32.00%

Market-relative

Benchmark (methodology text)

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Committee compares against "static benchmarks for each strategy" (not named)

Benchmark return, 1 year

—

9.09%

Benchmark return, 3 years (annualized)

—

7.47%

Benchmark return, 5 years (annualized)

—

3.18%

Benchmark return, since inception (annualized)

—

2.83%

Benchmark return, year to date

—

-1.14%

Risk metrics

Calmar ratio, out-of-sample period (out-of-sample)

1.08

—

Maximum drawdown, out-of-sample period (out-of-sample)

-11.65%

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Sharpe ratio, out-of-sample period (out-of-sample)

1.24

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Standard deviation, out-of-sample period (out-of-sample)

9.99%

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Cost & access

Management / advisory fee

—

0.25%

Minimum investment

—

$50

Construction

Rebalance corridor width

30.00%

—

Rebalance frequency

none

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Rebalancing (methodology text)

—

Rebalances when a holding drifts about 5% from target (Form ADV)

Returns

Return, 1 year (client composite)

—

10.05%

Return, 3 years (annualized) (client composite)

—

8.39%

Return, 5 years (annualized) (client composite)

—

3.80%

Return, out-of-sample period (annualized) (out-of-sample)

12.57%

—

Return, out-of-sample period (cumulative) (out-of-sample)

26.91%

—

Return, since inception (annualized) (client composite)

—

3.63%

Return, trailing 1 month (out-of-sample)

1.38%

—

Return, trailing 1 year (out-of-sample)

11.97%

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Return, trailing 3 months (out-of-sample)

2.33%

—

Return, year to date (client composite)

—

-0.86%

Risk score

Risk profile (SoFi)

—

Moderately Conservative

Risk profile rank 1-5 (SoFi)

—

Compare investment strategies

At a glance

Growth of $10,000

What they say: stated rules

What they hold

Do the holdings back the rules?

Costs, access & sources

Compare investment strategies

At a glance

Growth of $10,000

What they say: stated rules

What they hold

Do the holdings back the rules?

Costs, access & sources