Side-by-side comparison

Compare investment strategies

Defensive USD and Treasury Core with 2x Nasdaq Dip Sleeve vs Classic Moderately Conservative Allocation (IRA)

At a glance

The headline numbers each source publishes, lined up. Hover a number for its exact definition.

These strategies report performance on different (OOS, Composite). Live and composite results come from real accounts; out-of-sample, hypothetical and model results don't. Compare return and risk with care.

18.9%Best

10.1%

20.7%Best

3.6%

11.0%

—

1.76

—

-9.8%

—

Fee

—

0.25%

Minimum investment

—

$50

Each source uses its own scale

—

2(1-5 risk profile (SoFi))

Inception

2023-11-06

2021-01-01

Holdings

60%

73%Best

What they hold

The latest holdings each source publishes. Simulated holdings come from a backtest; a stated mix is a target from the strategy's documents.

as of 2026-10-11

as of 2026-04-01

Asset mix

ETFs 100%

ETFs 99% · Cash 1%

Top 5 holdings

USDU50.2%
IEF24.6%
VIG15.1%
XLP5.1%
KXI5.0%
of 6 positions

IUSB29.0%
VMBS15.0%
SPTL9.0%
IVV7.0%
IVW6.0%
of 17 positions

Overlap

The share of portfolio weight two strategies hold in common (strategies with published holdings).

	Defensive USD and Treasury Core with 2x Nasdaq Dip Sleeve	Classic Moderately Conservative Allocation (IRA)
Defensive USD and Treasury Core with 2x Nasdaq Dip Sleeve		0%
Classic Moderately Conservative Allocation (IRA)	0%

Every published figureShow 62 attributes

Each row is one exact variant (window and basis), so a value appears only where a source publishes it.

Classification

AI categories (Composer)

currency hedge, defensive core, dip-buying, leveraged tech sleeve, rules-based, tactical allocation, treasuries hedge, volatility filter

—

Asset classes / instruments

equities

equity, fixed income

ESG / responsible flag

—

Market-relative

Alpha vs SPY, out-of-sample (out-of-sample)

0.05

—

Benchmark (methodology text)

—

Committee compares against "static benchmarks for each strategy" (not named)

Benchmark return, 1 year

—

9.09%

Benchmark return, 3 years (annualized)

—

7.47%

Benchmark return, 5 years (annualized)

—

3.18%

Benchmark return, since inception (annualized)

—

2.83%

Benchmark return, year to date

—

-1.14%

Beta vs SPY, out-of-sample (out-of-sample)

0.63

—

Correlation (R) vs SPY, out-of-sample (out-of-sample)

0.87

—

Trading activity

Annualized turnover, backtest period (backtest)

10.79

—

Annualized turnover, out-of-sample period (out-of-sample)

9.93

—

Daily win rate, backtest period (backtest)

56.71%

—

Daily win rate, out-of-sample period (out-of-sample)

55.25%

—

Holdings

Asset-class allocation

—

cash: 1.0% · bonds: 65.0% · stocks: 32.0% · alternatives: 2.0%

Concentration (Herfindahl index, out-of-sample, as Composer reports it)

0.25

—

Equity allocation

—

32.00%

Backtest

Backtest final value (from $10,000)

$124k

—

Backtest regulatory fees

$197

—

Backtest slippage cost

$1,262

—

Returns

Backtest length

3,220

—

Out-of-sample length

733

—

Return, 1 year (client composite)

—

10.05%

Return, 3 years (annualized) (client composite)

—

8.39%

Return, 5 years (annualized) (client composite)

—

3.80%

Return, backtest period (annualized) (backtest)

21.80%

—

Return, backtest period (cumulative) (backtest)

1144%

—

Return, out-of-sample period (annualized) (out-of-sample)

20.71%

—

Return, out-of-sample period (cumulative) (out-of-sample)

73.03%

—

Return, since inception (annualized) (client composite)

—

3.63%

Return, trailing 1 day (out-of-sample)

0.25%

—

Return, trailing 1 month (out-of-sample)

1.31%

—

Return, trailing 1 week (out-of-sample)

0.90%

—

Return, trailing 1 year (backtest)

18.91%

—

Return, trailing 1 year (out-of-sample)

18.91%

—

Return, trailing 2 weeks (out-of-sample)

0.85%

—

Return, trailing 3 months (out-of-sample)

3.39%

—

Return, year to date (client composite)

—

-0.86%

SPY annualized return over the backtest window (backtest)

13.99%

—

Risk metrics

Calmar ratio, backtest period (backtest)

1.84

—

Calmar ratio, out-of-sample period (out-of-sample)

2.11

—

Maximum drawdown, backtest period (backtest)

-11.82%

—

Maximum drawdown, out-of-sample period (out-of-sample)

-9.82%

—

Sharpe ratio, backtest period (backtest)

1.83

—

Sharpe ratio, out-of-sample period (out-of-sample)

1.76

—

Sortino ratio, backtest period (backtest)

3.14

—

Sortino ratio, out-of-sample period (out-of-sample)

3.27

—

Standard deviation, backtest period (backtest)

11.11%

—

Standard deviation, out-of-sample period (out-of-sample)

11.05%

—

Quality

Community review status

ACTIVE

—

Construction

Logic complexity (node count)

115

—

Rebalance corridor width

1.00%

—

Rebalance frequency

none

—

Rebalancing (methodology text)

—

Rebalances when a holding drifts about 5% from target (Form ADV)

Cost & access

Management / advisory fee

—

0.25%

Minimum investment

—

$50

Popularity

Remixes (copies)

—

Watchers

—

Risk score

Risk profile (SoFi)

—

Moderately Conservative

Risk profile rank 1-5 (SoFi)

—

Defensive USD and Treasury Core with 2x Nasdaq Dip Sleeve

Classic Moderately Conservative Allocation (IRA)

Compare investment strategies

At a glance

Growth of $10,000

What they say: stated rules

What they hold

Overlap

Do the holdings back the rules?

Costs, access & sources

Compare investment strategies

At a glance

Growth of $10,000

What they say: stated rules

What they hold

Overlap

Do the holdings back the rules?

Costs, access & sources