Interactive Advisors · investment strategy
by Interactive Advisors
The Customer Safety portfolio invests in companies that demonstrate a strong commitment to protecting consumers through responsible business practices, data privacy, and product reliability. Using a Socially Responsible Investing (SRI) framework, this portfolio screens for holdings that score well on social capital metrics reflecting how a company treats its customers. Each position represents a business that goes beyond financial performance to uphold high standards in areas like fair selling, product affordability, and quality assurance. This values-driven selection process aims to align your investments with organizations that put consumer protection at the core of their operations.
Description from Interactive Advisors
of the return and risk figures:as the source publishes them
What $10,000 would have become, from the strategy's own published history, against the S&P 500 over the same dates. The basis is labelled.
Each rule is quoted word for word from the strategy's own documents.
“The investment team draws on detailed third-party ESG data to screen and construct the portfolio.”
“Stocks involved in corporate actions, such as mergers or acquisitions, may be sold or adjusted outside of the regular rebalance schedule.”
“the total number of positions typically ranges from 20 to 100”
“screens for holdings that score well on social capital metrics reflecting how a company treats its customers”
“Individual stock weights are generally kept below 10%”
“The portfolio is rebalanced every quarter”
“Companies that score higher on customer safety-related SRI metrics receive larger allocations”
“Blend of capitalization and equal weights”
No published holdings for this strategy.
Fitted to 252 returns (live) from 2025-10-30 to 2026-10-16. An estimate, not holdings: it can't name stocks.
· : 0.74 · Too loose a fit for a verdict; shown as a guide.
Beta to the S&P 500: 0.74 (90%: 0.58 to 0.89)
Compares the stated rules with the holdings (or, where none are published, a mix estimated from returns), using tests fixed before any results were seen.
No holdings on file, so nothing to test.
Strategies that share its ESG / SRI label, from other sources first, strongest risk-adjusted return first.
Composer Technologies · Composer
SoFi Wealth · SoFi
How much of what we look for this strategy has, and why anything is missing. Fields that don't apply to it aren't counted.
2 missing
Rebalance schedule taken from a stated rule.
The text the rules are quoted from, with where it came from.
Socially Responsible Investing Portfolios (Interactive Advisors Portfolios)
The brochure gives the count as 13, or 18 counting the ESG Smart Beta portfolios, launched April 2019 to July 2020. The risk section names other SRI portfolios (Clean Technology, Clean Energy, Low Greenhouse Emissions, Fair Labor, Workforce Diversity) that are not on this list.
The Customer Safety portfolio invests in companies that demonstrate a strong commitment to protecting consumers through responsible business practices, data privacy, and product reliability. Using a Socially Responsible Investing (SRI) framework, this portfolio screens for holdings that score well on social capital metrics reflecting how a company treats its customers. Each position represents a business that goes beyond financial performance to uphold high standards in areas like fair selling, product affordability, and quality assurance. This values-driven selection process aims to align your investments with organizations that put consumer protection at the core of their operations.
Interactive Advisors is an established name in the field of online investing, with a history of path-breaking work. The platform offers a variety of portfolios, including the Socially Responsible Investing (SRI) portfolios, which are managed by Interactive Advisors's Chief Investment Officer and Investment Management team. The “Socially Responsible Investing” approach to portfolio construction is designed to invest in companies that operate businesses keeping in mind not only financial goals and profits, but also ethical and environmental concerns. The incorporation of Environmental, Social and Governance (ESG) factors into investment decision-making is aimed at incentivizing better practices from the companies. The sustainability practices foster long-term value creation while giving investors an opportunity to align their investments with personal values.
Capital growth plus with a more complex portfolio or higher risk profile than broad equity markets. Investing in equities and concentrated portfolios and prepared to accept fluctuation in portfolio value.
Socially conscious investors: If you want your investments to reflect your values, this portfolio focuses on companies that put customer safety and ethical practices at the center of how they do business. Consumer-focused advocates: Investors who believe companies should be held accountable for product quality, data privacy, and fair treatment of customers will find this portfolio closely aligned with their priorities. Systematic values seekers: If you prefer a disciplined, rules-based approach to socially responsible investing rather than relying on subjective judgment, this portfolio uses quantitative frameworks to build and maintain its holdings.
Research: The investment team draws on detailed third-party ESG data to screen and construct the portfolio. This data evaluates company disclosures from annual reports, regulatory filings, and corporate websites. Approach: The portfolio follows a systematic, rules-based process to determine how each holding is sized. Companies that score higher on customer safety-related SRI metrics receive larger allocations, rewarding stronger commitments to protecting their customers. The portfolio is rebalanced every quarter to keep allocations aligned with the most current data. Allocation discipline: The portfolio holds companies that pass the rigorous screening criteria described in the Research section. Because multiple non-financial filters are applied, the number of holdings and sector concentration may differ from broadly diversified portfolios. Individual stock weights are generally kept below 10%, and the total number of positions typically ranges from 20 to 100. Sell discipline: Sell decisions follow a disciplined quarterly schedule rather than reacting to short-term market movements. Each quarter, the portfolio is reviewed and adjusted back to its target weights based on updated screening data. Exceptions: Stocks involved in corporate actions, such as mergers or acquisitions, may be sold or adjusted outside of the regular rebalance schedule.
Values-aligned ownership: You invest directly in companies that prioritize customer well-being, from safeguarding personal data to ensuring fair and transparent selling practices. Data-driven precision: The portfolio draws on multiple third-party data sources, including company filings and insights powered by advanced analytics, to systematically identify companies with strong customer safety records. Built-in quality standards: By focusing on companies that rank highly on social capital measures, the portfolio targets businesses that demonstrate strong accountability in how they treat consumers, giving you exposure to leaders in corporate responsibility.
Every value on file, each labelled with its calculation basis and as-of date.
| Asset classes / instruments | equities | 2026-10-09 | |
| Composition (ETFs / Stocks / Mixed) | STOCKS | 2026-10-09 | |
| Curated collections (Interactive Advisors) | Responsible management | 2026-10-09 | |
| ESG / responsible flag | Yes | 2026-10-09 | |
| Smart beta flag | No | 2026-10-09 | |
| Theme keywords (Interactive Advisors) | Customer protection, Good practices, Product safety and quality | 2026-10-09 |
| Rebalancing (methodology text) | Annually |
| Management / advisory fee | 0.20% | 2026-10-09 | |
| Minimum investment | $100 | 2026-10-09 |
| Metrics calculated through | 2026-10-09 | 2026-10-09 |
| Program in the firm's Form ADV brochure | url: https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1024287 · name: Interactive Advisors Socially Responsible Stock Portfolios · covers: 13 · source_key: interactive_advisors|5 · original_name: Socially Responsible Investing Portfolios (13): Clean Air; Company Transparency; Customer Safety; Ethical Leadership; Fair Labor & Thriving Communities; Gender Equality; LGBTQ Inclusion; Land Health; Mindful Business Models; Ocean Life; Pure Water; Racial Equality; Sustainable Product Lifecycle |
| Benchmark (methodology text) | Broad market investable ETF benchmark without an ESG focus |
| Annualized return since inception (Lighthorse, daily, live) | 8.62% | 2026-10-16 | |
| Calendar-year returns (live account) | 2021: 14.8% · 2022: -15.1% · 2023: 3.8% · 2024: 17.9% · 2025: 7.2% | 2026-10-09 | |
| Return since inception (annualized) (live account) | 8.50% | 2026-10-09 | |
| Return since inception (cumulative) (live account) | 66.70% | 2026-10-09 | |
| Return vs the source's benchmark, last 365 days (Lighthorse, daily, live) | -7.20% | 2026-10-16 | |
| Return, last 30 days (live account) | -5.40% | 2026-10-09 | |
| Return, last 365 days (Lighthorse, daily, live) | 8.33% | 2026-10-16 | |
| Return, last 365 days (live account) | 4.90% | 2026-10-09 | |
| Return, last 5 years (cumulative) (live account) | 15.00% | 2026-10-09 | |
| Return, last 90 days (live account) | -5.00% | 2026-10-09 | |
| Return, year to date (live account) | 3.10% | 2026-10-09 |
| Beta vs the source's benchmark, last 365 days (Lighthorse, daily, live) | 0.74 | 2026-10-16 | |
| Maximum drawdown since inception (Lighthorse, daily, live) | -29.65% | 2026-10-16 | |
| Maximum drawdown, last 365 days (Lighthorse, daily, live) | -10.51% | 2026-10-16 | |
| Maximum drawdown, last 365 days (live account) | -10.50% | 2026-10-09 | |
| Sharpe ratio since inception (Lighthorse, daily, live) | 0.37 | 2026-10-16 | |
| Sharpe ratio, last 365 days (Lighthorse, daily, live) | 0.35 | 2026-10-16 | |
| Sharpe ratio, last 365 days (live account) | 0.07 | 2026-10-09 | |
| Sortino ratio, last 365 days (Lighthorse, daily, live) | 0.51 | 2026-10-16 | |
| Sortino ratio, last 365 days (live account) | 0.12 | 2026-10-09 | |
| Value-at-risk 95% 1-week, last 365 days (live account) | -3.50% | 2026-10-09 | |
| Volatility since inception (Lighthorse, daily, live) | 17.81% | 2026-10-16 | |
| Volatility, last 365 days (Lighthorse, daily, live) | 14.44% | 2026-10-16 | |
| Volatility, last 365 days (live account) | 15.10% | 2026-10-09 |
| Risk label (Interactive Advisors) | Growth plus | 2026-10-09 | |
| Risk score 1-5 (Interactive Advisors) | 3 | 2026-10-09 | |
| Risk score description | Capital growth plus with a more complex portfolio or higher risk profile than broad equity markets. Investing in equities and concentrated portfolios and prepared to accept fluctuation in portfolio value. | 2026-10-09 |
Interactive Advisors
Interactive Advisors
