SoFi · investment strategy
by SoFi Wealth · via SoFi
of the return and risk figures:as the source publishes them
What $10,000 would have become, from the strategy's own published history, against the S&P 500 over the same dates. The basis is labelled.
This strategy doesn’t publish a performance history we can chart.
Each rule is quoted word for word from the strategy's own documents.
“Stocks will compose 70-90% of the portfolio”
“with the remainder invested in bonds”
“Mutual funds and ETFs identified by BlackRock as having a high ESG rating”
11 positions as of 2026-04-01
by the source.
Compares the stated rules with the holdings (or, where none are published, a mix estimated from returns), using tests fixed before any results were seen.
0.8% of weight in (IVV: 3.0%)
8 funds (SEC N-PORT, as of 2026-05-31) · not identified: LCTU 27%, LCTD 5%
Fewer than 70% of the holdings could be identified, so there’s no verdict. : 53% · 2026-04-01
0.0% of weight in (SPY: 0%)
Fewer than 70% of the holdings could be identified, so there’s no verdict. : 1% · 2026-04-01
Strategies that share its ESG / SRI label, from other sources first, strongest risk-adjusted return first.
Interactive Advisors
Composer Technologies · Composer
How much of what we look for this strategy has, and why anything is missing. Fields that don't apply to it aren't counted.
3 missing · 2 out of date
The text the rules are quoted from, with where it came from.
"low cost, diversified portfolio" of funds holding companies with a stated ESG commitment
Mutual funds and ETFs identified by BlackRock as having a high ESG rating
investors with a moderately aggressive risk profile focus on maximizing returns, but want a small portion of their portfolio invested in bonds to limit the full effects of stock market movements. However, they should still expect large movements, both up and down, in the value of their portfolio given the large allocation to stocks. Stocks will compose 70-90% of the portfolio, with the remainder invested in bonds.
Every value on file, each labelled with its calculation basis and as-of date.
| Asset classes / instruments | equity, fixed income | 2026-03-31 | |
| ESG / responsible flag | Yes | 2026-03-31 |
| Rebalancing (methodology text) | Rebalances when a holding drifts about 5% from target (Form ADV) | 2026-03-31 |
| Management / advisory fee | 0.25% | 2026-03-31 | |
| Minimum investment | $50 | 2026-03-31 |
| Asset-class allocation | cash: 1.0% · bonds: 16.0% · stocks: 83.0% | 2026-04-01 | |
| Equity allocation | 83.00% | 2026-04-01 |
| Program in the firm's Form ADV brochure | url: https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1028153 · name: SoFi Sustainable ESG Robo Model Portfolios · covers: 10 · source_key: sofi_wealth|2 · original_name: Sustainable Investing |
| Benchmark (methodology text) | Committee compares against "static benchmarks for each strategy" (not named) | ||
| Benchmark return, 1 year | 16.64% | 2026-03-31 | |
| Benchmark return, since inception (annualized) | 9.42% | 2026-03-31 | |
| Benchmark return, year to date | -2.83% | 2026-03-31 |
| Return, 1 year (client composite) | 16.55% | 2026-03-31 | |
| Return, since inception (annualized) (client composite) | 7.90% | 2026-03-31 | |
| Return, year to date (client composite) | -3.04% | 2026-03-31 |
| Risk profile (SoFi) | Moderately Aggressive | 2026-03-31 | |
| Risk profile rank 1-5 (SoFi) | 4 | 2026-03-31 |
Interactive Advisors
Interactive Advisors
